California - RIP Medical Debt

Abolish Northern California Medical Debt today!

Every dollar abolishes $100 of debt

Campaign Created ByMarin Deanery of the Episcopal Diocese of California

“… Truly I say to you, to the extent that you did it for one of the least of these brothers or sisters of Mine, you did it for Me.” ANSB Mathew 25:40

We, the congregations of the Marin Deanery of the Episcopal Diocese of California, are working together to abolish medical debt for the poor in Northern California and other areas in greatest need. (Medical debt means the currently available medical debt for purchase at the time of campaign). The Episcopal Church has long been committed to sharing resources in ways that prioritize those who have been disenfranchised and oppressed. Medical debt is the cause of most bankruptcies in the United States and the inability to pay often throws entire families into poverty. Paying this medical debt clears credit records, allows recipients to start anew, and will positively affect the ability to procure important necessities such as housing.  In this time of pandemic this need is particularly pronounced.

Please join us in reaching our donation goal of $10,000 to completely eliminate medical debt in Northern California for the impoverished. No matter what we raise for this ambitious goal, it will relieve as much debt as possible in California. More details on specific criteria for debt and eligibility can be found at that is facilitating this project.

We expect every $1 donated will forgive roughly $100 in medical debt.  Our goal is to raise at least $10,000 to forgive somewhere around a million dollars of debt in Northern California and other places where it is most needed.. Every bit helps, so feel free to give whatever you can!

The Marin Deanery consists of 11 Episcopal churches in Marin County. More information about the Deanery can be found at

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose incomes are less than two times the federal poverty level guideline or with medical debt representing at least 5% of gross income.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. On average, whatever you donate has 100x the impact.

Together we wipe out medical debt

People across the country receive a letter that their debt is gone. No taxes. No penalties. Just like that, they’re free of medical debt.

Who We Help

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 2x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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