Grace Medical Debt Forgiveness - RIP Medical Debt

Grace Medical Debt Forgiveness

Every $1 dollar you donate relieves $100 in medical debt

$1,508.93
raised of $15,000 goal
10%
Campaign Created ByGrace United Methodist Church, St. Louis Missouri

Medical debt is one of the most insidious type of debt that Americans can acquire. It can stem from health problems which may be sudden and outside of our control and represents a major form of health inequity. If unpaid debt can destroy the stability of households, making it difficult for them to recover from medical problems and leading many families into poverty. No person should need to worry about affording medical treatment, and yet debt from emergencies, chemotherapy, or surgery can weigh down families trying to recover from tragedy. The pandemic and current inflation has worsened the ability of many in our country to deal with medical debt.

Grace United Methodist Church is partnering with RIP Medical Debt to buy and completely forgive parcels of unpaid medical debt, freeing people from this unplanned and devastating burden. We are excited to share this campaign with our broader local community and encourage everyone to donate. By giving to our campaign, RIP Medical Debt will be able to purchase and get rid of $100 of debt for every $1 donated. By giving to this campaign, your donation has one hundred times the impact!!

RIP Medical Debt will only use contributions to pay off medical debt. Charity Navigator gives RIP Medical Debt an Encompass Score of 100 out of 100. They are a 501(c)(3) charity, and your donation is 100% tax-deductible.

To learn more about Grace United Methodist Church in St. Louis, Mo: https://www.graceumc-stl.org

Campaign Support Recipients
Midwest
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $250
  • Donor Avatar
    Ann W. just donated $102.77
  • Donor Avatar
    Anonymous just donated $102.77
  • Donor Avatar
    Emma G. just donated $30.97
  • Donor Avatar
    Bonnie M. just donated $50
  • Donor Avatar
    Anonymous just donated $256.62
$1,508.93
raised of $15,000 goal
10%
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $250
  • Donor Avatar
    Ann W. just donated $102.77
  • Donor Avatar
    Anonymous just donated $102.77
  • Donor Avatar
    Emma G. just donated $30.97
  • Donor Avatar
    Bonnie M. just donated $50
  • Donor Avatar
    Anonymous just donated $256.62

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

140% Raised
$3,000 Goal
60% Raised
$5,000 Goal
The Rajs Family
The Fourth Annual Rajs Campaign
Supporting: Nationwide
8% Raised
$5,000 Goal
First Congregational United Church of Christ
30% Raised
$5,000 Goal
Church of the Resurrection, Decatur, TX
11% Raised
$10,000 Goal
Friends University
Help us fundraise!
Georgia Hotspot Debt Relief Campaign

Ready to Launch Your Own Debt Relief Campaign?