Arizona - RIP Medical Debt

Campaign to relieve debt in Arizona!

Every dollar you donate forgives $100 in Medical Debt

Campaign Created ByHealthcare Rising Arizona

Healthcare Rising Arizona is Fighting to Protect Arizonans!

We will make a donation to abolish $100 in medical debt for every signature you collect to qualify the Predatory Debt Collection Protection

Healthcare Rising Arizona – the leading voice for strengthening Arizona’s healthcare system – is a contributor based organization of patients, consumers, and caregivers.  We fight to improve the standard of health and living for people across our state, bringing together the voices of anyone impacted by poor outcomes, high cost, or weak rights and protections to create real change.  We are currently focused on protecting Arizonans from predatory debt collection practices.

No Arizona family should lose their home or car, or have their bank account wiped out and hard earned wages garnished due to debt from medical emergencies or accidents.  No Arizona family should be trapped in an unending cycle of debt by unfair interest rates on medical care. The Predatory Debt Collection Protection Act fixes this problem by increasing the protected value of homes, household goods, bank accounts, and vehicles; it also limits wage garnishment for debt and limits the interest rate on medical debt.

For each valid volunteer signature collected to put the Predatory Debt Collection Protection Act in front of Arizona voters, Healthcare Rising Arizona will make a donation to RIP Medical Debt to relieve $100 in unpayable medical debt owed by Arizonans.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose incomes are less than four times the federal poverty level guideline or with medical debt representing at least 5% of gross income.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. On average, whatever you donate has 100x the impact.

Together we wipe out medical debt

People across the country receive a letter that their debt is gone. No taxes. No penalties. Just like that, they’re free of medical debt.

Who We Help

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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