Help our Wyoming and Montana Neighbors Eliminate Medical Debt! - RIP Medical Debt

Help our Wyoming and Montana Neighbors Eliminate Medical Debt!

Every dollar you donate forgives $100 in Medical Debt

$1,648.90
raised of $10,000 goal
16%
Campaign Created ByChrist Episcopal Church, Cody

“The Lord’s year of debt cancellation has been announced!” Deuteronomy 15:2c

Please join Christ Episcopal Church, Cody, as we seek to abolish $832,000 of medical debt across our home state of Wyoming, and an additional $1.25 million dollars of medical debt for our neighbors in Montana. 

We believe that God longs for the liberation of the oppressed and justice for all people. However, with rising healthcare costs, COVID-19, inflation, and corporate greed infiltrating our healthcare system – many of us have been forced to accumulate medical debt! We ask you to join us, as the hands and feet of Christ, in breaking the chains of injustice and abolishing medical debt in Wyoming and Montana!

Match: The Mission Committee of Christ Episcopal Church, Cody will match, dollar for dollar, the first $5,000 raised in this campaign.

How it works

In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause.

  • You make a donation. We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
  • RIP buys medical debt at a steep discount. We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
  • Together we wipe out medical debt. Recipients have no tax consequences or penalties to consider. Just like that, they’re free of medical debt!

If you plan to donate via check please make it out to Christ Episcopal Church, Cody, write RIP Medical Debt on the memo line and send it to PO Box 1718 Cody, Wyoming 82414.

Campaign Support Recipients
Wyoming
Montana
  • Recent Donations
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$1,648.90
raised of $10,000 goal
16%
  • Recent Donations
  • Donor Avatar
    Donald And Karen S. just donated $500
  • Donor Avatar
    William And Donna H. just donated $25
  • Donor Avatar
    Clarence And Denise A. just donated $25
  • Donor Avatar
    Linda R. just donated $100
  • Donor Avatar
    Gary And Pat S. just donated $106
  • Donor Avatar
    Donna K. just donated $100
  • Donor Avatar
    Charlie And Patricia W. just donated $106
  • Donor Avatar
    Jackie F. just donated $26.80

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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