Lakeshore Communities, Western MI - RIP Medical Debt

Lakeshore Communities, Western MI

Revive Western Michigan

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raised of $300,000 goal
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Campaign Created ByAccess Health

“Michiganders” love living and playing in western Michigan and it’s easy to understand why. With its beautiful beaches on the lakeshore and its cultural attractions like the Frederik Meijer Gardens and Sculpture Park in Grand Rapids, there is so much to be proud of! However, there is the harsh reality that many of its residents are plagued with the issue of unpayable medical debt – particularly in Kent County and the lakeshore counties of Muskegon, Oceana, and Ottawa. Many people flock to Western Michigan as a vacation spot to enjoy fishing, boating, and other recreational activities, but many of its permanent residents find themselves burdened with medical bills that they can’t afford.

With your help, RIP Medical Debt can acquire and eliminate medical debt in these specific counties today. Every dollar donated will abolish $100 of medical debt in the region. Furthermore, to maximize the impact of your donations, RIP Medical Debt has offered to match your donations 1:1 up to $50k!

If your home – or your heart – belongs along this stretch of western Michigan, donating to medical debt relief through this campaign is a way to support your community and build financial equity for your neighbors. And with this powerful donation matching opportunity provided by RIP Medical Debt, there is no better time to do so than now.

For debt relief along the shore, RIPMD has partnered with Access Health, an impressive leader when it comes to improving health outcomes by aligning resources through community collaboration. Access Health uses an equity lens to understand the barriers to area residents’ wellbeing as well as the importance of healthcare literacy and access to affordable options. Through this vital partnership with Access Health, we want to shed light on educational resources available in the region, to help expand resident knowledge of healthcare benefits and potential pitfalls of navigating our complex healthcare system. Together, our complimentary models can make a significant impact on reducing the amount, and recurrence, of medical debt in the region.

100% of the funds donated through this campaign are restricted to medical debt relief in Muskegon, Kent, Ottawa, and Oceana counties. Please donate today and share this campaign with your friends, family, and colleagues in the area! For residents of western Michigan, with debt relief on the horizon – the future is bright!

Here is a testimonial from a previous MI beneficiary: “I want to start by saying thank God for you all! I have had so many surgeries and am still in the process of needing more. I have a blood disorder called avascular necrosis and severe anemia, along with a list of other things. I did not know how I was going to pay this bill, but to know that someone out there was willing to pay for it without ever meeting me or knowing my story…..it’s nothing but God! I appreciate you so much and this has truly made my year!” Felicia, MI beneficiary, $4,877.53 abolished

Campaign Support Recipients
Kent County, Michigan
Muskegon County, Michigan
Ottawa County, Michigan
Oceana County, Michigan
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raised of $300,000 goal
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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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