Everyday Evan Tackles Medical Debt
Help Evan Abolish Medical Debt Today!
We heard about RIP Medical Debt earlier this year, and we immediately knew that a fundraising campaign with them would be the best way to celebrate Evan’s third birthday!
As parents of a medically complex child, we know just how expensive medical care can become for families navigating life with disabilities. One thing we have learned in our parenthood journey is the importance of community. We have had so much help and support from family and friends over the past three years. However, we know that there are so many families who do not have that same privilege.
Approximately 20% of the US population is living with a disability, and in order to receive state or federal assistance, these people cannot have more than $2000 in assets. This makes it nearly impossible to afford necessary and life-saving interventions.
There is a huge need for affordable healthcare in America, and no one should have to resort to GoFundMe campaigns for their medical needs. Our hope for this campaign is to alleviate the stress that medical debt has on families already struggling through medical hardship.
Campaign Support Recipients
- Erica B. just donated $256.62
- Michael N. just donated $102.77
- Kylee R. just donated $51.49
- Kimberly H. just donated $5
- Anonymous just donated $5.33
- Jessie W. just donated $5.33
- Deborah W. just donated $5.33
- Courtney F. just donated $10.46
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
Here’s how we lift them up.
You make a donation
With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.
RIP buys medical debt at a steep discount
Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.
Together we wipe out medical debt
People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
When we purchase a portfolio of medical debt, we abolish debt for individuals who:
- Earn less than 2x the federal poverty level (varies by state, family size).
- Debts are 5 percent or more of annual income.
- Facing insolvency — debts are greater than assets.
We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria.
We never collect on debt we purchase, only relieve it.
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.
For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Due to HIPAA laws, RIP Medical Debt cannot disclose the names of the debt relief beneficiaries.
RIP Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.