Pacific Northwest - RIP Medical Debt

Campaign to relieve debt in the Pacific Northwest!

Every dollar you donate forgives $100 in Medical Debt

raised of $10,000 goal
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Campaign Created ByNick & Kristen in the Morning

Campaign Created by Nick & Kristen in the Morning Vancouver, WA

We’re Nick and Kristen, the married morning show from Vancouver, Washington on 99.5 The Wolf. This holiday season, we are trying to do the impossible which is erase the medical debt for the entire Pacific Northwest. We’ve partnered with RIP Medical debt and for just $10,000 we can eliminate $1 million dollars in medical debt. 

This cause is personal to us. In 2018, I was pregnant with our daughter Lilly. Because of complications from the pregnancy, I was hospitalized at 24-weeks to save my life and Lilly’s. I stayed there until I was able to give birth safely at 34-weeks pregnant. Since I was in the hospital such a long time, I received a bill for over $250,000.00. As a new mom with a brand new baby, this was the worst letter I could have received. I had a full-time job with insurance and even with that I was thinking of of bankruptcy. My insurance ran the numbers again and gave me a new bill for over $90,000.00. It took me almost 2-years to prove that the hospital stay during my pregnancy was medically necessary. After all that, I still owed over $3,000.00.

We are asking for your help this holiday season. No one should have to worry about paying their medical bills or presents for their children. If you can afford to give, we would love if you would think of us and our campaign. 

-Nick and Kristen in the Morning

Campaign Support Recipients
raised of $10,000 goal
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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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