Wiping Out Medical Debt! - RIP Medical Debt

raised of $12,000 goal
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Campaign Created ByMedical Bill & Claim Resolution

Wiping Out Medical Debt!

Central Illinois and Statewide 

The Reality

“I have health insurance and it didn’t cover anything: what am I going to do?” “I only have enough money to cover my basic expenses and medications.” “You’ll just have to wait in line: I have a $ 9,572.30 hospital bill to pay off.”

A single healthcare crisis can leave you or someone you know with thousands in medical debt.

The scope and impact of medical debt is well documented and can devastate an entire household, not just the individual with the debt. Its impact affects households across all income levels, locations, and health insurance types! Anyone can unexpectedly end up with significant medical debt.

This debt type comes with a compounding effect:   
  • avoiding necessary medical care
  • developing physical and mental health problems
  • missing monthly payments that are not affordable or sustainable
  • facing adverse financial consequences like bankruptcy and lawsuits

Your generosity will have the power to help abolish $1.2 million worth of medical debt in Central Illinois and Statewide.  

The Resolution   

  • You donate then
  • On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing medical debt in Central Illinois counties first then statewide.
  • Debt relief recipients are told that their debt has been bought by a third party and erased with no tax consequences or penalties!  

With a single action, you’re granting someone relief from medical debt and the chance for a brighter tomorrow. You’re incredible!

The Resource

  • RIP Medical Debt pinpoints eligible neighbors who have a household income less than four times the federal poverty level, or have medical debts that are 5 percent or more of their annual income.
  • RIP Medical Debt is a nonprofit that purchases and forgives medical debt for pennies on the dollar by purchasing bundled medical debt portfolios on the secondary debt market, or directly from care providers, and then abolishes that debt.

If you want to learn more about MBCR please visit https://www.medicalbillandclaimresolution.com/

Campaign Support Recipients
Champaign County, Illinois
Woodford County, Illinois
Adams County, Illinois
Tazewell County, Illinois
Macoupin County, Illinois
Morgan County, Illinois
Livingston County, Illinois
Cass County, Illinois
McDonough County, Illinois
Vermilion County, Illinois
Logan County, Illinois
Warren County, Illinois
Mason County, Illinois
Knox County, Illinois
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raised of $12,000 goal
Donate by Check
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $58.50
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    Anonymous just donated $26.80
  • Donor Avatar
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  • Donor Avatar
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Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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