- Are you struggling to pay your medical bills?
- Are debt collectors calling you day and night?
- Are medical bills putting a financial and emotional strain on you and your family?
- Are you taking on credit card debt or seeking loans to pay doctor or hospital bills?
- Do you avoid getting needed medical treatment because of unpaid medical debt?
- Is your credit rating being ruined by medical debt?
- Are you facing bankruptcy due to medical debt?
RIP might be able to help, IF…
Did you answer “yes” to any or all of the questions above? There is a chance that RIP can help, but first you need to register for debt forgiveness.
Please use the form below to request debt relief rather than using our contact form. We will simply send you back here to register for help before we can do much else.
What RIP can do to help you
RIP was founded to abolish medical debt for anyone in America, strangers helping strangers. We soon began to forgive medical debt for veterans and members of the military. Recently, we have evolved the capacity to forgive medical debt for given communities, working with local sponsors.
RIP works mainly by searching databases in the secondary medical debt market (akin to the secondary mortgage debt market) for “portfolios” of bundled medical debt accounts that we can buy and forgive. If RIP can somehow locate your debt in the medical debt portfolios that we access, and if we are able to buy that debt, then we might be able to help you. Stringent financial standards must be met, and there is no guarantee a physician, hospital, creditor, or debt seller will meet our terms for purchasing any debt we do locate.
Still, RIP can help only if you first register for debt forgiveness.
Eventually, RIP hopes to start forgiving medical debt for individuals. We are working toward that goal, but we are not there, not yet. The best we can do today is periodically crosscheck the debt portfolios we access against the entries in our Debt Forgiveness Registry. If your debt happens to be in a portfolio we purchase, if we can forgive it, we will notify that your debt has been forgiven. No need to ask again.
Knowing the wait may be long and we can make no promises, if you think it’s worth a shot: Register for Debt Forgiveness.
About Registering for Debt Forgiveness
The more details you provide below, the better your chances of possibly getting debt relief from RIP someday. After you click the “Submit” button, please scroll down to check if the registration succeeded. (We do not mail or email any registration confirmation.) You’re now in the system. Trust the process.
If at some point RIP is able to forgive your debt, we will mail to you a notification on paper in a yellow envelope from RIP Medical Debt. Do not toss it out. That debt forgiveness letter is your proof the debt has been abolished and is no longer collectable by anyone. (Please note that because RIP is a 501(C)(3) charity, debt forgiveness by RIP does not count as income and has NO tax consequences for you.)
Are you a veteran or active-duty military struggling to pay medical bills? Find out about our Veteran’s Program before you register for debt forgiveness.
Caveat: Purchase and forgiveness of any locatable medical debt depends on donation levels at RIP. There is strength in numbers, yet we cannot and do not guarantee any favorable outcome.
The Patient, The Doctor and the Bill Collector
A Medical Debt Survival Guide
While you wait for RIP debt forgiveness, get the book that exposes the truth behind medical debt and shows what you can do to help yourself now.
Written by RIP board member Robert Goff and co-founder Jerry Ashton, “insiders with an edge,” the book equips you for the realities of America’s health care system.
Debt Forgiveness Registration Form