Learn - RIP Medical Debt
We inform and deepen policy conversations about making our nation’s health care financing system more equitable and affordable.

More than 100 million U.S. adults struggle with healthcare debt. There is more than $195 billion owed nationwide.

Medical debt is woven into our health care financing system and our economy. Our mission is to end medical debt. We have a unique model in that it combines the generosity of donors with debt industry expertise to produce a high volume of medical debt relief. The debt relief we provide reduces mental and financial distress for millions of people, removing a barrier to accessing the health care they need.

Nearly 1/2
of U.S. adults struggle to afford healthcare costs. For Black, Hispanic and low-income adults that figure jumps to at least six in ten.
greater likelihood that individuals with debt also have a mental health problem such as anxiety, stress, or depression.

Policy Domains

1 —
Affordable and comprehensive coverage.
2 —
Easy access to and enrollment in financial assistance programs.
3 —
Banning extraordinary collection actions and monitoring medical debt.

Beneficiary Stories

Our policy priorities reflect the experiences of our constituents. We are committed to centering the voices and stories of our constituents’ priorities as we work to influence policy and systems changes that end medical debt. Read about the people RIP Medical Debt has helped through our donor-supported model.

Policy Resources

Recent Updates

How Can You Protect Yourself from Medical Debt? #GetCovered

Health insurance open enrollment season is in full swing. The Affordable Care Act (ACA) Marketplaces opened their doors for business on November 1st and will stay open until January 15th, 2023. In some states, the enrollment season is longer — a handful of states have extended the open enrollment permanently.

Read More on Medium
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