Chicagoland Medical Debt Relief Campaign - RIP Medical Debt

Chicagoland Medical Debt Relief Campaign

$1,376.20
raised of $100,000 goal
1%
Donate by Check
Campaign Created ByMolly Barbino in coordination with RIP Medical Debt

Overview 

RIP Medical Debt, a nonprofit founded in 2014, buys and abolishes medical debt for individuals and families facing financial distress. They leverage donations to relieve the burden of healthcare bills, providing hope and financial stability to countless Americans. Through transparency and efficiency, RIP Medical Debt transforms lives by erasing medical debt, making a significant impact on communities across the United States. 

Impact 

As many as 60% of Americans are carrying some form of medical debt while the average cost of healthcare continues to rise. With over $195 billion in medical debt outstanding in the United States, these cases are the leading cause of bankruptcy, mental illness, and avoidance of care. Many of us, Chicagoland citizens, are one broken arm away from bankruptcy.  

As of 2023, RIP Medical Debt has access to approximately $32 million of medical debt throughout Chicagoland, impacting all our neighbors. Individuals with one-off conditions, chronic illnesses, or even those who suffered through minor emergency events are struggling to make ends meet as these bills pile up and impact their quality of life.  

High healthcare costs and limited insurance coverage often result in substantial medical payments that can be overwhelming. Families in the Collar counties, which include DuPage, Kane, Will, McHenry, and Lake County, frequently struggle to meet their basic needs due to medical debt, affecting their economic advancement, physical and mental health, and overall well-being. Addressing this issue is crucial to ensure the financial stability and prosperity of individuals and communities in Illinois. 

Objective 

Our objective is to raise $100,000 for medical debt relief, alleviating the financial burden of healthcare expenses for those in Chicagoland.

Through strategic fundraising efforts, we aim to make a tangible difference in the lives of local individuals and families, offering them relief from burdensome medical debt. Your support will help us erase medical debt and foster healthier communities and brighter futures. 

How You Can Help 

For every $1 you donate to RIP Medical Debt, $100 worth of unpaid hospital bills can be purchased and cleared for members of our community. However, our goal is not just about the numbers. It is about changing lives. It means families in Chicagoland can breathe a sigh of relief, knowing they won’t have to choose between paying a medical bill or buying necessities, nor will they have to deal with the anxiety of juggling both.

It is a way to make the world a bit brighter and show that there is still goodness and kindness out there, even as we all navigate challenging times.  

Your donation might be as small as the cost of a cup of coffee to you, but for someone else, it’s a much-needed helping hand.

Campaign Support Recipients
Lake County , Illinois
McHenry County, Illinois
DuPage County, Illinois
Will County , Illinois
Kane County , Illinois
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$1,376.20
raised of $100,000 goal
1%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Mary W. just donated $200
  • Donor Avatar
    Mariah R. just donated $128
  • Donor Avatar
    Anonymous just donated $53.20
  • Donor Avatar
    Sara H. just donated $100
  • Donor Avatar
    Mark Z. just donated $106
  • Donor Avatar
    Anonymous just donated $300
  • Donor Avatar
    Dan Flores (Atomatic M. just donated $128
  • Donor Avatar
    Alyssa C. just donated $42.60

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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