DuPage County - RIP Medical Debt

Help Abolish Medical Debt Today

Every dollar you donate forgives $100 in Medical Debt

$992.90
raised of $100,000 goal
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Campaign Created ByDuPage Health Coalition

DuPage County offers its residents a unique blend of urban and suburban living, combining a vibrant arts and culture scene with beautiful natural surroundings and numerous outdoor amenities. While DuPage is known for its strong economy and often seen as a hub for technology, manufacturing, and healthcare industries, many DuPage County residents are grappling with the overwhelming burden of unpayable medical bills.

According to a report from the Commonwealth Fund, DuPage County bears some of the highest healthcare expenses in the nation, with residents shelling out nearly 50% more for medical care than the national average. This, coupled with a significant amount of uninsured and underinsured individuals, places residents of DuPage County at risk for accumulating staggering medical debts.

This situation places families in the painful position of having to choose between essential needs like healthcare, food, housing, and transportation. Furthermore, these debts create a formidable barrier to financial progress and impede folks’ ability to save money, pursue an education, embark on entrepreneurial ventures, or even attain the dream of homeownership. In partnership with the DuPage Health Coalition, we are seeking to abolish over $17 Million in medical debt for the residents of DuPage County.

Here’s a statement from a Western suburbs resident:

“I am both surprised and grateful to RIP Medical Debt for abolishing my medical debt. I have been plagued with medical debt all of my adult life due to a genetic disease. Care has cost me hundreds of thousands of dollars over the years and it will continue. This help removes the depression associated with the obligation to pay and lets me know that there is someone who cares. This is the best gift I’ve ever received. This organization is truly worthy of all the financial support it receives from kindhearted, selfless, and generous donors. It has made a huge difference in my life and that of others who have benefitted from their benevolence, I’m sure. Thank you so much!” – Patricia B., $4,854.35 abolished

RIPMD’s debt abolishment model offers individuals like Patricia a glimmer of hope by leveraging every dollar donated to erase approximately $100 of medical debt. Every day we receive heartwarming stories from beneficiaries like Patricia who express the profound impact of this debt relief on their lives and families. Knowing that a mere $1 will alleviate around $100 of medical debt serves as a pointed example of how a small donation can bring significant, tangible relief; every donation, no matter the size, will directly benefit the people of DuPage County.

Campaign Support Recipients
DuPage County, Illinois
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$992.90
raised of $100,000 goal
0%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Christine T. just donated $28.90
  • Donor Avatar
    Lesa B. just donated $58.50
  • Donor Avatar
    Kara M. just donated $100
  • Donor Avatar
    Anonymous just donated $529
  • Donor Avatar
    Sean R. just donated $58.50
  • Donor Avatar
    Kristen Dalla V. just donated $16.20
  • Donor Avatar
    Yosh Y. just donated $106
  • Donor Avatar
    Carol R. just donated $42.60

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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