The “Mustard Seed” Campaign - RIP Medical Debt

A “Mustard Seed” Campaign to Reduce Medical Debt in Wayne and Adjacent Counties in Ohio

$2,819.50
raised of $10,000 goal
28%
Donate by Check
Avatar
Campaign Created ByWestminster Presbyterian Church

How shall we compare the kin-dom of God? It is like a mustard seed… the smallest of all the seeds on earth… when sown, it rises up and becomes the greatest of all vegetables. (Mark 4:30-32, trans. Amy-Jill Levine)

Imagine if we could activate enough mustard-seed-size efforts to transform the quality of life for our neighbors and other hardworking families in our area!

As Westminster Presbyterian Church in Wooster, Ohio, celebrates its 150th anniversary in 2024, we invite your help as we reach outside our sanctuary walls to assist our neighbors in Wayne and adjacent counties. As disciples of Jesus, we believe in the promise of the mustard seed parable. Small actions, especially when caringly cultivated, can produce yields of amazing size. Imagine living in a community where every person profoundly experiences the life-transforming power of God’s kin-dom: the strengthening of the fabric of the community as resources shared bless both the giver and the receiver! May this vision inspire your consideration and contribution to help erase the medical debt of those in our county and nearby.

  • Every day 1 in 2 Americans choose between paying medical bills and covering basic needs.
  • Nearly 50% of U.S. adults delayed or skipped medical care due to the high cost.
  • 50% of U.S. adults would not be able to afford an unexpected $500 bill.
  • 2/3 of bankruptcies cite medical debt as a leading cause.

Please learn more about the RIP Medical Debt initiative below. Eligible medical debt within Wayne County and its surrounding communities can be greatly reduced or eliminated with your caring contribution. 

Here is how it works:

  • When a contribution is made, RIP uses data analytics to pinpoint the debt of those most in need: households that earn less than 4 times the federal poverty level (varies by county and family size) or whose debts are 5% or more of annual income.
  • RIP buys medical debt at a steep discount. RIP buys debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation of $100 can relieve $10,000 in medical debt.
  • Your contribution can wipe out medical debt. Recipients have no tax consequences or penalties to consider. Just like that, they are free of medical debt!
  • RIP will prioritize the funds first in Wayne County, then in Ashland, Holmes, Medina, Stark, and Summit Counties in Ohio.

Your generosity is a lifeline to someone facing a myriad of challenges brought on by medical debt. Your contribution helps one’s “neighbor” in the true sense of the word “neighbor” as taught by Jesus of Nazareth.

“Since becoming disabled in 2005, medical debt has consumed my finances and I have been overwhelmed trying to consolidate prior and current medical bills. This was such a nice surprise to receive in the mail, especially during a pandemic year. I can’t express my gratitude enough for being chosen to receive this debt relief, but I can hopefully pass along my instilled faith I have in humanity during these times that there is hope and acts of generosity in unexpected places. This has brought the biggest smile to my heart and I will pass that on as well as we all know how contagious they can be.”

Campaign Support Recipients
Wayne County , Ohio
Ashland County , Ohio
Medina County, Ohio
Summit County, Ohio
Stark County, Ohio
Holmes County, Ohio
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $529
  • Donor Avatar
    Dennis And Bonnie H. just donated $128
  • Donor Avatar
    Ruby N. just donated $212
  • Donor Avatar
    Anonymous just donated $38
  • Donor Avatar
    Anonymous just donated $58.50
  • Donor Avatar
    Mark & Cheryl G. just donated $128
  • Donor Avatar
    E. F. just donated $318
  • Donor Avatar
    Anonymous just donated $100
$2,819.50
raised of $10,000 goal
28%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $529
  • Donor Avatar
    Dennis And Bonnie H. just donated $128
  • Donor Avatar
    Ruby N. just donated $212
  • Donor Avatar
    Anonymous just donated $38
  • Donor Avatar
    Anonymous just donated $58.50
  • Donor Avatar
    Mark & Cheryl G. just donated $128
  • Donor Avatar
    E. F. just donated $318
  • Donor Avatar
    Anonymous just donated $100

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

2% Raised
$20,000 Goal
East Community of Presbytery of Coastal Carolina
East Community of Presbytery of Coastal Carolina
Supporting: Brunswick , North Carolina, Carteret , North Carolina, New Hanover, North Carolina, Onslow, North Carolina, Pender , North Carolina and Duplin, North Carolina
10% Raised
$10,000 Goal
First United Methodist - Lincolnton, NC
Putting Faith in Action
Supporting: Lincoln, Cleveland, Rutherford, Burke, Caldwell and Mecklenburg Counties of Western North Carolina
8% Raised
$10,000 Goal
VCB
Racine and Kenosha County, Wisconsin & Lake County, Illinois
Supporting: Kenosha County, Wisconsin, Racine County, Wisconsin, Lake County , Illinois, Indiana and Iowa
16% Raised
$10,000 Goal
Realty Portland
Portland Gives Medical Debt the Axe!
Supporting: Portland Metro Area
16% Raised
$500,000 Goal
RIP Medical Debt
22% Raised
$10,000 Goal
Indianola First United Methodist Church
Gift of Grace
Supporting: Iowa

Ready to Launch Your Own Debt Relief Campaign?