New Haven, Connecticut - RIP Medical Debt

Yale Graduates Campaign

Help Abolish Debt for New Haven Families

$11,093
raised of $43,000 goal
25%
Donate by Check
Campaign Created ByGraduates of Yale College

Yalies Show Your Love!!

Help us raise $43,000 so we can abolish $4.9M in medical debt for 4,145 New Haven families*!

Calling all Yalies! As we approach Reunions, a group of Yalies have partnered with RIP Medical Debt to raise funds and eliminate as much medical debt in Greater New Haven as possible. Share this opportunity to do good with all of your Yale friends and celebrate together when you meet next in New Haven!!

Medical debt is an American injustice. It plagues the insured and the uninsured, it prevents millions from achieving financial stability, and it subjects them to emotional anguish and unhealthy stress. Medical debt retirement is one of the most efficient forms of philanthropy with returns of over $100 to every $1 donated. It is increasingly getting positive press attention.

In honor of our friendships, our time spent in New Haven and for many of us, our longstanding ties with the city we called home for our formative college years, we want to show New Haven our LOVE.

Dedicate your gift to someone you love! Dedicate it to someone you love from Yale!!! 

This campaign will abolish debt for individuals in New Haven County who meet at least one of the two criteria below:

  1. Income equal to or less than 4 times the federal poverty level (varies by family size)
  2. Medical debts that are 5% or more of annual income

Campaign results are to be announced in New Haven at the Yale College Class of 1994 30th Reunion in 2024.

To make your gift now, click the donate button above!

Click the links below to see if your employer will match your gift:

*Kindly note that all of the figures are subject to some fluctuation.* 

More Info:

The debt is a mix of provider and secondary debt market debt. 

Your donation is 100% restricted to debt relief (and is 100% tax deductible).

Just indicate on the form that you would like the matching funds designated to Members of the Yale College Class of 1994 Campaign.

Some examples for relief qualifications:

1. Under the 4 times federal poverty level rule: If the federal poverty level for a single person household is $13,500, RIP will retire debt for individuals who make $54,000 or less.

1a. And if the tax filings are for a joint household with 2 dependents you’re using the poverty level for a household of four, etc.

2. And under the 5% rule, if you make $60,000/year and your debt is $3,000 or more then you qualify for relief with RIP.

Campaign Support Recipients
New Haven County , Connecticut
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    Yale class of 1994 just donated $94
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    Melanie D. just donated $138
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    Betty D. just donated $1,000
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    Simon B. just donated $128
$11,093
raised of $43,000 goal
25%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Alex L. just donated $26.80
  • Donor Avatar
    Yale class of 1994 just donated $94
  • Donor Avatar
    Melanie D. just donated $138
  • Donor Avatar
    Betty D. just donated $1,000
  • Donor Avatar
    Marsha O. just donated $529
  • Donor Avatar
    Anonymous just donated $21.50
  • Donor Avatar
    Wendy R. just donated $106
  • Donor Avatar
    Simon B. just donated $128

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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