New York City - RIP Medical Debt

New York City Medical Debt Relief Campaign

$6,268.80
raised of $2,500,000 goal
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Campaign Created ByRIP Medical Debt

Time and time again, New Yorkers have proven that whatever the community needs, we will show up for each other. New York City may be a city of over 8 million people, but our shared love of our community is truly something that unites us.

RIP Medical Debt is proud to announce a groundbreaking partnership with The City of New York and The Mayor’s Fund to Advance New York City to eliminate over $2 billion in medical debt for thousands of New Yorkers over a three-year period. Read more about this project here.

The city is investing $18 million in this collaboration but we still need your support to reach even more New Yorkers. Over the next three years, we’ll be calling on the incredible RIP Medical Debt community to help us raise an additional $5 million. For the inaugural year of this campaign, our goal is to raise $2.5 million.

Can we count on you to join us?

RIP Medical Debt utilizes your donation to purchase bundled medical debt portfolios from hospitals and commercial debt buyers to then abolish that debt at pennies on the dollar. Through our innovative model, just $1 has the power to eliminate $100 of crushing medical debt. This is a direct investment back into the many communities that we know and love.

When debt relief recipients open the envelope from RIP, they are told that their debt has been bought by a third party and erased, with no strings attached. Recipients owe nothing on the debt and face no tax penalty

Here is a testimonial from a New Yorker who had her debt eliminated by RIP Medical Debt:

“Whew! What a relief. I am a single mom who had two surgeries back-to-back, and I am trying hard to make ends meet. I have been brought to tears by the kindness of this act. Before, I was literally praying and drowning in debt. Can I take out another loan? What am I going to do? This miracle is the best gift to receive in the new year. Thank you so much for selecting me. I am forever grateful. Literal tears… Thank you!”

M.P.
Bronx, New YORK

Let’s come together to make an impact on more of our beloved community members like M.P. It is truly the New Yorker way!

Campaign Support Recipients
New York, New York
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$6,268.80
raised of $2,500,000 goal
0%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Laurie B. just donated $212
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    Anonymous just donated $10.90
  • Donor Avatar
    Anonymous just donated $529
  • Donor Avatar
    Joseph C. just donated $26.80
  • Donor Avatar
    Alexander P. just donated $26.80
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    Rebecca L. just donated $53.20

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

1 Active Fundraiser

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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